What are Your Spending Weaknesses?


I’m not going to deny it, I like to shop. Over the years, I have learned to embrace a more minimalist lifestyle. As a result, I am now a much more mindful (and less frequent) shopper. However, I do have one big weakness when it comes to spending. It’s my Achilles heel, if you will.

In my late teens and early twenties, it was clothing, shoes, and inexpensive jewelry for my wardrobe. Today, it’s toys and kid’s clothes.

Yes, spending on stuff for my kids is my biggest weakness. All the parents in the house, throw your hands in the air! I know you feel me.

They’re just so easy to buy for, and so easy to please. Plus, let’s be real- kid clothes are super cute! I find myself feeling about 5 years old when I enter the Disney Store- mermaids and sparkles and mickey, oh my!

Buy all the Frozen things!

My husband, though probably not totally willing to admit it, is just as guilty as I am. We see something that we know our kids would like, and we’re both drawn to it to like moths to a flame. It’s only natural to want to make our little ones happy. However, we’ve gotten really good at resisting the urge to buy all the things!

All I have to do now is think of the toy bins overflowing with little plastic junkies that have taken over our lives. 99% of the time, that’s enough to stop me from buying. I have bought so many children’s books from the Goodwill, we could start our own mini-library.

Now that my daughter is getting bigger, she’s interested in arts and crafts, so that’s where I’ll spend a few dollars here and there. I don’t feel guilty buying a $1 craft kit or a sticker book if it’s entertaining for her.

Identifying your spending weaknesses is the first step to getting stronger. Once you know what they are, then you can start to analyze how important they are to you. If your weakness is something like Essie nail polish, decide if it’s really worth it to you. Do you really need it? Do you really want it? Does it make your life better?

For me, I weigh most of my purchases like this, because I want to stick to our budget and our goals. I try to focus on the big picture. Every once in a while, it’s okay to give in to my weakness. I indulge my kid (and myself) with a little plastic princess that will join the masses in the toy bin, or a book that will probably disappear onto a shelf for the next 6 months. But hey, that’s okay. We all get a little weak, sometimes.

So tell me-what are your spending weaknesses? 

21 comments on “What are Your Spending Weaknesses?

  • Tonya@Budget and the Beach , Direct link to comment

    I’m not even a huge fan of kids myself, but there is something adorable about kid’s clothes, especially girl’s clothing. I was just in Target an hour ago and passed the cutest holiday dresses for toddlers. OMG. I don’t think I have a particular weakness to anything, but I could easily nickel an dime myself with a bunch of small purchases…magazines, candles, beauty products…

  • Kassandra , Direct link to comment

    When I was younger I spent my money on clothing, vacations and jewelry but the real good stuff. I so wish I made better choices back then! Nowadays I am not so keen on shopping but if I do, I tend to still buy quality over quality but at the lowest price I can reasonably find.

  • Kara , Direct link to comment

    Take out pizza! It’s just so easy and tempting!
    And, just about anything for my kids that I think they would like…but we are also trying to weed out toys right now, so I haven’t been buying much lately.

  • Melanie @ Dear Debt , Direct link to comment

    I actually despise shopping. My spending weakness is happy hours. I’ll always find a reason to go out – I’m lazy, tired, want to meet a friend, etc. I’m glad I don’t have kids, because I would soooo get caught up in the trap of buying them tons of things I’m sure.

  • Shannon @ Financially Blonde , Direct link to comment

    My son was a spending weakness for me for a while and I realized it was just me buying things for him that I wished I had as a child, so I was acting out some sort of issues from my childhood. When he was around 3, I got a hold of this spending and now that he is such a big part of his own spending, I find that I can balance it much better.

    • Lauren , Direct link to comment

      I love Disney princesses, so I know that I get excited to buy her things just because I want them too! I’ve gotten much better about it, though 🙂

  • Genevieve @PFTwins , Direct link to comment

    By far, my worst two spending habits are books and fancy coffee.

    Kindle books. Audio books. Regular books. I know you can go to a library, but it’s so easy to click on Amazon and a lot more work to get the exact book I want through the library.

    I love fancy coffee drinks, yet I never make them at home for myself. It’s a habit to break some day.

  • Natalie @ Budget and the Bees , Direct link to comment

    Your toy bins are my closets. Shoes are my weakness! I can pass up purses and other accessories, but I love unique shoes. I recently moved and my closet was downsized. I don’t physically have room for any more pairs, and I think about that when I even consider buying.

  • Erin @ Journey to Saving , Direct link to comment

    Baby clothes are really cute, and I don’t even have kids! I can’t help but “aw” over the little shoes, dresses, and suits. Hm, my biggest spending weakness used to be cosmetics. Makeup, skincare, and haircare items were things I went a little crazy with. I’ve cut back my spending in most areas, so I would just have to say sweets when grocery shopping! It’s hard to pass up chocolate. =)

  • Kurt @ Money Counselor , Direct link to comment

    I hate to tell you, but I don’t think I have a spending weakness of any significance. I used to spend too much on nights out with the boys drinking and shooting pool, but those days are long past. Today I buy very little besides groceries, gasoline, and home utilities. I like to spend money on experiences, but we don’t go overboard on that, I think.

  • Amanda @ My Life, I Guess , Direct link to comment

    I’m not much of a shopper anymore, but I am guilty of spending a lot of money on junk food and convenience foods. Like, when I’m grocery shopping I’ll pick up more snacks than I will fruit! And sadly, snack foods aren’t cheap (and obviously aren’t very good for you).

  • Myles Money , Direct link to comment

    It’s important to remember why we work, and if spending money on your daughter makes you happy, why not? Particularly if it’s all within your budget. The point is you have a plan and you stick to it so spending is never a problem.

  • Robin , Direct link to comment

    I just have to stay away from the toys aisles because I know I will find 14 things to buy for my 3 year old that we don’t need. I’m practically giving toys away all the time! Books are good though, so I would keep that part up! And at goodwill they can’t cost more than a quarter!

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